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2 out of 3 fail on their first written test... Why should you?
When do you need to take the written test?
When you are a new state resident in US:
...and cannot surrender a valid out-of-state license.
When do you are an international driver in US:
...and wish to convert to a state driver license.
When you a first time applicant:
...and have not attended a state approved driver's education or course.
U.S. car industry is back on track, reporting strong sales across the country in the first quarter of 2012. The industry pushed numbers to the best quarter since before the recession. Volkswagen even had its best first quarter since 1973.
Good for the country. Maybe not so good for car buyers. Going forward, you will not see deals and incentives as good as last year. Strong sales mean that most automakers can go easy on discounts and financing offers.
It might, however, be worth keeping an eye onHonda and Toyota. Even if they haven't revealed any surprising deals so far, something is bound to happen. Honda was the only major company with a decline in the first quarter. Sales slipped 5 percent. Since 2009 Honda has lost almost 2% of its market share. Toyota, being No. 3 in U.S. vehicle sales, is also loosing market share. The share has dropped almost 3% since 2009.
Still, both car makers are raising the forecast for 2012 sales. But how will they achieve that?
Problems for Toyota probably go back to 2009, when different safety issues forced a recall of more than 8 million vehicles. At the same time shoppers turned their back on Honda models like Civic and Accord. U.S. News & World Report ranks the 2012 Civic 25th out of 41 compacts. Consumer Reports has dropped the Civic from its recommended list. Car buyers are looking elsewhere.
Toyota and Honda need to get customers back into their show rooms. They need to get the consumer's trust back. They need to be more aggressive.
Expect to see some better incentives and events from these companies soon.
Soon the summer heat kicks in again. Do you think it is safe to leave your child in the car while you just run into a store for a few minutes? Think they are safe in a locked car?
Think again. Consequences of leaving a child unattended in a vehicle can be deadly.
It does not take long for a small child to be overcome by the heat. Because of their small body mass and size, they heat up faster. And the heat is always more intense inside a car than outside. The difference can be as much as 30 degrees. Even cool temperatures in the 60s can cause the temperature to rise well above 110° Fahrenheit inside your car. The inside temperature can rise almost 20 degrees within the first 10 minutes.
Heat exhaustion can occur at temperatures above 90 degrees and heat stroke can occur when temperatures rise above 105 degrees. If not treated immediately, heat exhaustion can lead to heat stroke. With respiratory systems that are still developing, children are particularly vulnerable to heat exhaustion.
More than 30 children die each year.
Texas is one state that has criminalized the act of knowingly or intentionally leaving your child in a vehicle. If you leave a child age seven or under alone in a vehicle for five minutes or more, you can face a Class C misdemeanor. If the child is injured, the charge could become a felony. Penalties include up to two years behind bars and a fine of up to $10,000. If you leave your child in the vehicle for more than five minutes in Texas it must be supervised by another person 14 years of age or older. (Read more.)
In California, children under age 6 may not be left alone in a motor vehicle. The child must be accompanied by someone age 12 or older. If the child is harmed in any way, the parent or guardian will face appropriate criminal charges.
This question may show up in the California written knowledge test.
Other states that have criminalized leaving children unattended in a vehicle include Washington (16 years), Pennsylvania (6 years), Nebraska (6 years), Missouri (10 years), Michigan (6 years), Maryland (8 years), Louisiana (6 years), Kentucky (8 years), Illinois (6 years), Hawaii (9 years), Florida (6 years), and Connecticut (12 years)
Remember, even if a state does not have a specific law prohibiting you from leaving children unattended, state and local prosecutors have the discretion to criminally charge you under existing child endangerment laws.
Children should never be left alone in a vehicle. Always lock your car and ensure nobody else have access to keys or remote entry devices.
Many of us do no realize that some milestones in our life also affect our car insurance rates. Let us look at some of the most important.
A New Job: The start of a new career often impact your auto insurance rates. Remember, every insurance company calculate risks, and some jobs come with a higher risk factor than others. Ask your insurer if they offer discounts to certain categories or job titles. Maybe you fit in one without knowing it.
A new career often means a change in mileage. A significantly shorter commute will most likely cut your premiums.
Parking facilities where you work might also affect your rate. Avoid street parking in cities.
Marriage: If you are a single man under age 25, you might find that your insurance rate will drop dramatically if you get married. Instead of having two policies you now have one, even if you still drive two vehicles together
Of course, the opposite is also true. A divorce will make your costs go up.
A new home: Moving to a smaller, residential area with low traffic and low crime rates will have a positive effect on your insurance rate. Parking facilities are also important.
If you are still considering different options, ask your insurance company if one of the neighborhoods will affect your rate more than another.
If you are moving downtown in a busy city with heavy traffic, you should expect your rates to go up instead of down.
Birthday: Yes, your age matters. Especially when you are around 25 or around 55.
Young and inexperienced drivers always pay a higher premium since they are considered a higher risk. Once you had your license for more than five years and been driving without accidents, ask your company for a discount. Reaching 25 or 26 is another milestone. You should be able to see your rates go down.
Mature drivers around 55 and with a clean driving record are considered a lower risk. They often qualify for discounts. In some cases, taking a defensive driving course will make it even easier to convince the insurance company that you are a safe driver.
2011 was not too bad for the car industry. Sales were up 10.8 percent compared to 2010, which is the highest level since 2008. Overall, Americans bought more Midsize SUVs than a year earlier. Up 45%.
Big winners last year were the Ford F-150 and Chevrolet Silverado 1500 topping the top 10 list. Toyota Camry is still a top seller among midsize sedans, selling more than 308,500 units last year. Ford managed to get three of models on the top 10 and Chevrolet two, with recently launched Chevrolet Cruze as a top-selling newcomer. Among the cars on the list, Ford Escape made the biggest jump, with a 33% increase in sales last year.
The Car of the Year, the Hyundai Elantra, landed outside the list but saw sales increase 41% in 2011.
The list below is based on the list by edmunds.com, where each model in a series are listed on its own.
Many of us do no realize that some milestones in our life also affect our car insurance rates. Let us look at some of the most important.
2011 was not too bad for the car industry. Sales were up 10.8 percent compared to 2010, which is the highest level since 2008. Overall, Americans bought more Midsize SUVs than a year earlier. Up 45%. 
